Happy Mom's Day

 

Let your spirit soar!

Just got the call....

Dear Vicky,

Congratulations on being cast as "Sexy Granny" in our new comedy, 
"Midnite Cabbie"!  Attached is your agreement.  Please sign it and 
email it back to me or drop it off at the office at your earliest 
convenience.

I am gonna be in a movie!
Pretty excited!

Don't get ripped off Read the Fine Print

Buyers beware......a $6500.00 car loan cost me 19,149.92!!!!!

Read the fine print.....do not trust them!

If you would like the details please keep reading.  I hope my bad experience can prevent you from being ripped off.

I went here to try & fix my beetle.  It was not feasible.  So I bought a used car from Mc Kenna VW.  I do not have stellar credit.  They said they could get me a loan.  I did not haggle on the price.  I paid the exact sticker price.  They told me I had to buy.....
Gap Insurance, Maintenance Warranty & Anti-Theft device in order to get the loan from the bank.  They charged me 20.9 % interest.  Marie in  finance told me that she was giving me a great deal because legally she could charge me 30% interest.  She said I had 3-4 days to find financing on my own.  The cost of the car was 8500.00.  I gave them my car, 1500.00 trade in & 500.00 cash.  The loan for the car was 6500.00.  Buy the time they were done marking everything up the loan was for 19,149.92.

HERE ARE BUT A FEW OF THE LIES I WAS TOLD.

1)The interest was high because we don't verify income
The  Bank called my employer for verification the next day.

2) You must buy the anti theft device because the bank wants to know where the car is at all times
That was not true.  That would be against the privacy act.

3) The bank needs the warranty because the car may need very expensive repairs
The bank said that was not true

4) They bank needs the gap warranty because if something happens to your car it's only worth 4250.00 and you now owe close to 20,00.00. This will pay the difference.
The bank said that was not true.

5) They said I must have this loan because I cannot change my mind.  Even though they said I had 4 days to find my own financing.  I tried to call them immediately the next day after verifying all of the lies.  I wanted to come in and give them cash. 
 Marie was out sick for the next 4 days and no one else could help me.  When She  finally returned she said I could not pay cash.  I had to accept these costs because that is how they make their money.

6) The auto mirror adjustments did not work during my test drive.  The salesman told me to bring it in & they would fix it at no charge to me.  When I took it in they said they had to charge me.
While the Service Manager was very nice, he said he had gone in and talked to the Store Manager  Tam and  he said he was not eager to help me.

7) They reluctantly agreed to refund me all of the bogus things that they said I had to purchase.  They said it would take 60 days.  I asked for them to give me a letter stating that so I could take it to the bank.  Tam said no he was done with me & was not going to give me anything.  He told the salesman to tell me he was done with me.  He would not be doing anything for me.

8)  After 60 days they sent  a check to the bank for the refund less 600.00.  I called the warranty company.  They said they refunded them 100% immediately.
I called Mc Kenna, the 600.00 was what they had marked up the gap & maintenance warranty.  They said they would send a check. 
I still have not received the money.
They said the check was sent, but it had not cleared the bank yet.  It has been a long time. 
I called the new finance girl Cindy.  She asked Tam if she could put a stop pay & reissue the check.  He said no he was not interested in helping me.

no Joke?

 

happy Spring Happy easter

color your world with all kinds of happy!

I am just saying

 

hey girl hey

 

I am thankful

 

a trip to remember

I loved making this piece!  Tell me what you think about it....

do you ever wonder?

I just found this picture of a bracelet I made.
Now I wonder where it is?  What did I do with it?
Where did I put it?

you spin me right around

 

my week of love

I finished off my beautiful week of love
thank you to all who shared their love & friendship with me

Happy XOXOXOO Day

Do you know what you've created?

Inspiration, in the eyes that have watched you. 

Hope, in the minds that have admired you. 

And love, in the hearts that have known you. 

I am writing to say I had a glitterful day

yesterday was such a great way to start off my week of love

Valentine Love

I am beginning my week of Love with a Fondue Party today!
Nothing but sweetness today......

love is in the air

 

I am in love with love

 

food for thought

One sign of achieving enlightenment, 
other than auras, tinkling bells,
and a healing touch,
is that you start valuing idle daydreaming
 as much as you value planning.
Remembering with fondness your past,
 not the sad things but the very simple pleasures

The Helm's Bakery Truck.... cream puffs
Jack in the box....ordering fast food by talking into  a jack in the box
Zody's  for me the first Target....
I remember getting my first wedding present with my boyfriend
for some friends of ours. 
We bought them an alarm clock & I remember it was 88 cents. 
We were big spenders
Johnny Depp first look immediate unconditional love love
Another is that you begin talking sweetly not only to plants and trees,
 but to cars and computers and mostly to yourself.

And, quite unequivocally,
feeling gratitude for your present challenges,
 love for lousy drivers,
and sympathy for those who don't see service in their work.

The Urban Barn in Escondido, California

Here is a smattering of some of the things I have for sale at the barn....
there are a lot of other vendors with way cool stuff
please call me if you see anything you like
562 431 8091
They have a flea market the first weekend of every month
it is definitely worth the trip!

trunkloads of jewels

 

 

 

 

 

 

 

 

my heart beats for you